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<h2 style="margin: 0.0px 0.0px 14.9px 0.0px; line-height: 60.0px; font: 18.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>借款协议</b></span><span class="s2"><b><span class="Apple-converted-space"> </span></b></span></h2>
<p class="p2"><span class="s1">出借人</span><span class="s3">:</span><span class="s1">详见本协议第一条</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<h3 style="margin: 0.0px 0.0px 16.0px 0.0px; line-height: 30.0px; font: 16.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>本协议使用说明</b></span><span class="s4"><b>:<span class="Apple-converted-space"> </span></b></span></h3>
<p class="p2"><span class="s3">1</span><span class="s1">、本协议系由出借人、借款人等各方使用医美分期</span><span class="s3">APP</span><span class="s1">的居间服务，根据医美分期</span><span class="s3">APP</span><span class="s1">《服务协议》、《出借人协议》、《借款人协议》自愿达成并签订的。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">2</span><span class="s1">、本协议使用出借人、借款人各方事先已阅读并认可的医美分期</span><span class="s3">APP</span><span class="s1">提供的借款协议样本。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">3</span><span class="s1">、本协议采用电子合同形式，合同效力受中华人民共和国法律保护。</span><span class="s3"> </span><span class="s1">借款人通过医美分期</span><span class="s3">APP</span><span class="s1">（以下称</span><span class="s3">“</span><span class="s1">医美分期</span><span class="s3">”</span><span class="s1">）的居间，就有关借款事项与各出借人达成协议如下</span><span class="s3">:<span class="Apple-converted-space"> </span></span></p>
<h2 style="margin: 0.0px 0.0px 14.9px 0.0px; line-height: 60.0px; font: 18.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>一、借款的基本条款</b></span><span class="s2"><b><span class="Apple-converted-space"> </span></b></span></h2>
<p class="p2"><span class="s1">出借人：美分期网络科技（上海）有限公司</span></p>
<p class="p2"><span class="s1">借款金额：</span><span class="s5">人民币</span><span class="s6">${sum_price}</span><span class="s5">元</span></p>
<p class="p2"><span class="s1">借款期限：</span><span class="s6">${limit}</span><span class="s5">个月</span></p>
<p class="p2"><span class="s1">月还款本息额：</span><span class="s5">人民币</span><span class="s6">${limit_price}</span><span class="s5">元</span></p>
<h2 style="margin: 0.0px 0.0px 14.9px 0.0px; line-height: 60.0px; font: 18.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>二、还款</b></span><span class="s2"><b><span class="Apple-converted-space"> </span></b></span></h2>
<p class="p2"><span class="s3">1</span><span class="s1">、借款人承诺按照本协议第一条约定的时间和金额按期足额向出借人还款。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">2</span><span class="s1">、借款人的最后一期还款必须包含全部剩余本金、利息及其他根据本协议产生</span><span class="s3"> </span><span class="s1">的全部费用。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">3</span><span class="s1">、除借款期限为一个月的借款以外，借款人有权一次性提前偿还全部借款并结</span><span class="s3"> </span><span class="s1">清利息，提前还款部分按本协议约定的利率和实际借款周期，按月收取利息。</span></p>
<p class="p2"><span class="s3">4</span><span class="s1">、借款人提前偿还部分借款的，借款人仍应按合同约定的月还款本息额向出借</span><span class="s3"> </span><span class="s1">人支付本金和利息。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<h2 style="margin: 0.0px 0.0px 14.9px 0.0px; line-height: 60.0px; font: 18.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>三、逾期还款</b></span><span class="s2"><b><span class="Apple-converted-space"> </span></b></span></h2>
<p class="p2"><span class="s3">1</span><span class="s1">、若借款人逾期未还款，则借款人应向出借人支付逾期利息</span><span class="s3">,</span><span class="s1">逾期利率为银行同</span><span class="s3"> </span><span class="s1">期贷款利率的四倍。</span></p>
<p class="p2"><span class="s3">2</span><span class="s1">、借款人逾期还款超过</span><span class="s3"> 15 </span><span class="s1">天的，出借人有权要求医美分期将借款人的</span><span class="s3">“</span><span class="s1">逾期记录</span><span class="s3">” </span><span class="s1">记</span><span class="s3"> </span><span class="s1">入医美分期的信用记录及国家和地方的公民征信系统，出借人及医美分期不承担任何法律</span><span class="s3"> </span><span class="s1">责任。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">3</span><span class="s1">、借款人逾期还款超过</span><span class="s3"> 30 </span><span class="s1">天的，出借人有权在无需通知借款人的情况下将全部</span><span class="s3"> </span><span class="s1">或者部分债权转让给任何第三方</span><span class="s3">(</span><span class="s1">包括但不限于专业的商账追收公司等</span><span class="s3">)</span><span class="s1">。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">4</span><span class="s1">、借款人同意，若借款人逾期未还款，出借人可以通过发布借款人的信息或悬</span><span class="s3"> </span><span class="s1">赏方式追索债权。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">5</span><span class="s1">、借款人逾期超过</span><span class="s3"> 30 </span><span class="s1">天的，出借人均有权通过任何方式向任何人披露借款人的</span><span class="s3"> </span><span class="s1">联系方式及其个人信息和资料。</span></p>
<h2 style="margin: 0.0px 0.0px 14.9px 0.0px; line-height: 60.0px; font: 18.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>四、借款的支付和还款方式</b></span></h2>
<p class="p2"><span class="s3">1</span><span class="s1">、出借人在同意向借款人出借相应款项时，已委托医美分期在本借款协议生效时将</span><span class="s3"> </span><span class="s1">该笔借款直接划付至借款人帐户。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">2</span><span class="s1">、借款人已委托医美分期将还款直接划付至出借人帐户。</span></p>
<p class="p2"><span class="s3">3</span><span class="s1">、借款人和出借人均同意上述医美分期接受委托的行为所产生的法律后果均由相应</span><span class="s3"> </span><span class="s1">委托方承担。</span></p>
<p class="p2"><span class="s3">4</span><span class="s1">、若借款人的任何一期还款不足以偿还应还本金、利息、罚息和违约金的，出</span><span class="s3"> </span><span class="s1">借人之间同意按照出借金额的相应比例收取还款。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<h2 style="margin: 0.0px 0.0px 14.9px 0.0px; line-height: 60.0px; font: 18.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>五、法律适用和管辖</b></span><span class="s2"><b><span class="Apple-converted-space"> </span></b></span></h2>
<p class="p2"><span class="s3">1</span><span class="s1">、本协议的履行地为医美分期住所地上海市浦东新区。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">2</span><span class="s1">、本协议的签订、履行、终止、解释均适用中华人民共和国法律，并由协议履</span><span class="s3"> </span><span class="s1">行地的上海市浦东新区人民法院管辖。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<h2 style="margin: 0.0px 0.0px 14.9px 0.0px; line-height: 60.0px; font: 18.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>六、特别条款</b></span><span class="s2"><b><span class="Apple-converted-space"> </span></b></span></h2>
<p class="p2"><span class="s3">1</span><span class="s1">、借款人不得将所借款项用于任何违法活动</span><span class="s3">(</span><span class="s1">包括但不限于赌博、吸毒、贩</span><span class="s3"> </span><span class="s1">毒、卖淫嫖娼等</span><span class="s3">)</span><span class="s1">，否则一经发现，出借人和或医美分期将立即向公安等有关行政机</span><span class="s3"> </span><span class="s1">关举报，追回赃款并追究借款人的刑事责任。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">2</span><span class="s1">、借款人不得将所借款项用于生产经营和消费以外的范畴</span><span class="s3">(</span><span class="s1">包括但不限于股</span><span class="s3"> </span><span class="s1">票，基金，期货等金融产品的投资，房地产及房地产信托投资，二次借贷，彩</span><span class="s3"> </span><span class="s1">票</span><span class="s3">)</span><span class="s1">。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">3</span><span class="s1">、出借人保证其是具有完全民事行为能力的中华人民共和国公民，并且出借资</span><span class="s3"> </span><span class="s1">金来源合法。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">4</span><span class="s1">、本借款协议中的每一出借人与借款人之间的借款均是相互独立的，一旦借款</span><span class="s3"> </span><span class="s1">人逾期未归还借款本息，任何一出借人有权单独对该出借人未收回的借款本息向</span><span class="s3"> </span><span class="s1">借款人追索或者提起诉讼。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">5</span><span class="s1">、出借人出借本金所获得的收益</span><span class="s3">(</span><span class="s1">包括但不限于利息和罚息等</span><span class="s3">)</span><span class="s1">应纳税款由出</span><span class="s3"> </span><span class="s1">借人自行申报及缴纳。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<h2 style="margin: 0.0px 0.0px 14.9px 0.0px; line-height: 60.0px; font: 18.0px 'Songti SC'; color: #666666; -webkit-text-stroke: #666666"><span class="s1"><b>七、其他</b></span><span class="s2"><b><span class="Apple-converted-space"> </span></b></span></h2>
<p class="p2"><span class="s3">1</span><span class="s1">、本协议采用电子文本形式制成，并在医美分期上保留存档</span><span class="s3">;</span><span class="s1">双方同意，双方有争</span><span class="s3"> </span><span class="s1">议的，则以医美分期作为第三方所保留文档版本以及医美分期解释为准。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
<p class="p2"><span class="s3">2</span><span class="s1">、本协议自借款完成之日起生效，并自协议生效之日起开始计算利息。</span><span class="s3"><span class="Apple-converted-space"> </span></span></p>
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